Credit card use is very common nowadays in the Philippines. Credit cards are actually very useful tool in making ends meet provided one is responsible in paying. But not this particular woman.

Olga became a casual in a company immediately after Mang Dodong approached the owner if he can accommodate another in one of the departments. Olga was very happy to have acquired a job. After a few months nearing one year, she was lured to apply for a credit card. She instantly had one after two weeks.

Discovering the joys of having a credit card, she entertained other cards and used it with gusto not thinking how she could be able to pay the accounts with her meager income. Her husband is a part time jeepney driver and could not even afford to provide enough decent meals for a day.

Olga later applied for credit loans and these in turn became bad credit loans. Now in the Philippines, there are no credible resources like Bad Credit Offers that can guide someone like her on how to fix her bad credit loans. Only a few of the banks offer reconstruction. Agents discourage it and even advise you to wait till you become a delinquent customer.

This particular situation is very common. I am sure that this will reach its toll very fast these coming years.

Posted by narissa | 1 Comment »

Have you noticed that we each has a colorful life? Take for example, the story of Argot.

Argot is one of those plain-faced ladies with supple and sumptuous bodies.  When she walks, those lustful neighbors salivate with how the hips sway and how her legs sparkle with smoothness.  One of them brags at how he will make her scream in ecstasy provided that a towel is available to cover her ugly face which is not ugly at all but plain.

Argot fell in love with one of the hunk neighbors who because of his ego entertained her obvious moves.   He was, to add insult to injury, is to be wed to one of the neighbors, too.  This, being all a secret to Argot.

Argot, one day, after months, was seen by her friend back to her brother’s house, looking bloated, or fat, if that was the more appropriate description.  A friend was not aware that she was conceiving that time.  Argot tried to abort the baby but it clung.

Argot gave birth to a cute baby boy who was denied by his father, that one who is one of the neighbors, and who is about to be wed.   But she gave birth, being a woman with no choice.  The baby died after a year because he was blue baby.  Argot left him alone in the house though she knows the baby will die unattended when he cries continuously.

Posted by narissa | 6 Comments »

Feliza and Ivy were talking about doing business online. Feliza suggested to try Ashop, an ecommerce software. It is also the same as a shopping cart software, she told Ivy, where she could create an online store with minimum monthly investment. Ivy got excited and told Feliza that she would want to sell her hand painted linens online.

Feliza encouraged her more about Ashop that has many features to explore. She even told her that a lot of people had been doing business thru Ashop and it even offers a ten-day trial.

Ivy was so amazed to even learn that Feliza had already built an online store and has been doing well for six months now. She had learned that she can do purchase of products at Ashop, and that she can have inventory control, layouts and designs and payment options when she set up for her account.

The two friends lost contact after a few years. Tell me why.

Posted by narissa | 2 Comments »

His mother left him to work abroad when he was still young. It was his aunt who had took care of him like a child. His father was just a symbol. He never did anything for him except to bring him to school then back home during the elementary years. Now, he had graduated from high school and he had plans for his life that does not include his father.

His aunt asked him once why he treats his father with disrespect. It’s plain and simple he said. His father did not act like one. He had never spent so much for his upbringing. He had witnessed how he spends his mother’s earnings abroad. He never saw him long for his mother.

He admitted that he had lost respect totally when he learned that he had another woman who he frequents. He knows where this woman lives when one day he followed him from work.

Posted by narissa | No Comments »

I had just finished reading The Opposite of Love by H. Benedict and this book reminded me of one story.

In the midst of a squatter’s area in Manila lived a poor family. It was only the father who worked because the mother lacks the initiative to help. And so it was the father who worked almost all his life for the family until his death (but this is another story). The eldest of his children was his favorite it seemed. He had never let her do hard work like doing the laundry though most of the time the eldest helped in preparing and cooking food for the family when the mother is not around or is lazy to do the cooking.

Because of the weak body of the eldest, it was the second to the eldest daughter who was assigned to do the laundry. The mother had given the responsibility of doing these house chores early to her daughters. She had even more time to stare at the skies than her daughters. The second to the eldest of course was very annoyed at the situation. She had vent her anger to her older sister. She had always been angry and disrespectful.

One time when she was doing the laundry at the base of the three-stepped house, she started doing the laundry and also started speaking harsh words intended to her older sister. The older sister tried to ignore but her younger sister could not be silenced. As minutes roll by, the older sister got irked and began to speak, “Stop that nonsense or I’ll throw these hangers to you.” The second sister really had this intention to provoke her older sister so she kept on talking ill things about her while the neighbors across and around started to gather. “Stop, or I’ll throw these hangers to you!” went the angry voice. But she could not be stopped. The next thing the second sister knew was that a few hangers landed on her face.

Posted by narissa | 2 Comments »